Well last night I was absolutly shattered, so much in fact at around 7 when I woke up (before falling back asleep) I was faced with the decision to get off my ass, sort my banking out then go to bed. Or just sleep and pay the £20 fee (read: fine) for allowing a direct debit to go past my agreed overdraft limit.
So a good nights sleep cost me £20 and it was the BEST money I’ve ever spent.
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